DROP Services

glass globe paperweight on stock market newspaper

Helping Heroes Preserve Their Money

Our team focuses on managing DROP (Deferred Retirement Option Plan) distributions for sworn employees and emergency services personnel. We work closely with clients to identify the factors to consider when entering DROP. Investment concerns such as asset allocation, diversification, income needs, and risk management are the cornerstone issues to consider when developing a financial plan. WE are well-versed in phased retirement programs such as DROP, as well as Back-DROP and PLOP (Partial Lump Sum Option Plans). Services we provide include:

  • DROP Analysis
  • Review DROP allocation (assuming self-directed)
  • 457 Optimization Strategy
  • Review Deferred Comp plan allocation
  • Workshops on DROP
  • Complimentary seminars
RECOMMENDED READING

 
Your Money and Your Brain: How the New Science of Neuroeconomics Can Help Make You Rich - by Jason Zweig
 
Thinking, Fast and Slow - by Daniel Kahneman
 
Against The Gods - The Remarkable Story of Risk - by Peter Bernstein
 
Nudge - Improving Decisions About Health, Wealth, and Happiness - by Richard Thaler & Cass Sunstein